Data privacyWaitlist feedback
"I want a finance app that encrypts my data and never sells it to advertisers or brokers."
TestFlight Beta
Built for the rest of us.
For the dinner bill, the savings goal, and the paycheck that disappears. Finally, a plan.
9:41
Overview
This month
Spent
$3,247.00
↓ 12%vs last month
Budget left
$530.00
of $3,777.00
Progress86%
Smart insightsDining trending high
Top category
Groceries
$340.00
Next action
Log expense
Takes about 10 seconds
Budgets
Dining
$285.00 of $400.00
Groceries
$340.00 of $600.00
Entertainment
$165.00 of $200.00
Transport
$180.00 of $300.00
What we commit to, always
No bank login required to start
No data selling. Ever.
Subscription funded
Built for everyone
Expense Splitting
The dinner bill, handled.
Split equally, by amount, or by percentage — tracked in your budget
Go out with friends, pay the bill, and split it your way — equal shares, custom amounts, or by percentage. Your portion logs directly into your budget. No separate app. No back-of-napkin math. No awkward follow-ups.
Split equally, by exact amount, or by percentage
Your share posts to your budget automatically
Receipt capture attaches the record to every split
9:41
Cancel
Scan Receipt
THE GROVE KITCHEN
123 Oak St, Suite 4
Los Angeles, CA 90012
(310) 555-0123
---------------------------
03/05/25 7:42 PM
Server: Mike Tbl: 12
---------------------------
2 House Burger 28.00
1 Caesar Salad 12.00
1 Fish & Chips 18.00
2 Iced Tea 8.00
1 Chocolate Lava 10.00
1 Vanilla Ice Crm 5.00
---------------------------
Subtotal 81.00
Tax (9.5%) 7.70
Tip 15.00
---------------------------
TOTAL 103.70
---------------------------
Visa ****4242
Receipt #18492
⚡Scanning…
THE GROVE KITCHEN
123 Oak St, Suite 4
Los Angeles, CA 90012
(310) 555-0123
---------------------------
03/05/25 7:42 PM
Server: Mike Tbl: 12
---------------------------
2 House Burger 28.00
1 Caesar Salad 12.00
...
Data collectedDone
The Grove Kitchen
123 Oak St, Suite 4 · Los Angeles, CA 90012
2× House Burger$28.00
1× Caesar Salad$12.00
1× Fish & Chips$18.00
2× Iced Tea$8.00
1× Chocolate Lava$10.00
1× Vanilla Ice Crm$5.00
Tax (9.5%)$7.70
Tip$15.00
Total $103.70
9:41
Day 2
Tokyo, Japan
1 USD = ¥148.50
Mar 5–12$800 budget
Today's spending
Trip insights
By category
Food$48.01
Best cardChase Sapphire
Shibuya lunch
•••• 4242 · Visa Chase$12.20
Convenience store
•••• 1006 · Amex Amex$4.51
Coffee stand
•••• 8192 · Visa Citi$3.45
Dinner — Izakaya
•••• 4242 · Visa Chase Sapphire$27.85
Transport$33.15
Best cardChase Sapphire
Suica transit
•••• 8192 · Visa CitiFees$33.15
Activities$3.98
Best cardChase Sapphire
Temple entry
•••• 4242 · Visa Chase$3.98
Shopping$13.93
Best cardAmex
Souvenir shop
•••• 8192 · Visa Citi$13.93
Travels
Your next trip, already planned for.
Create a trip wallet for any destination, log purchases as you go, and keep travel spending completely separate from your main budget. Spend Sense handles currency conversion and daily breakdowns so you come home knowing exactly what the trip cost.
Dedicated trip wallet — isolated from your main budget
30+ currencies with automatic conversion
Daily totals by category, always visible
Coming soon to the app.
SplitsLearn more about Squads
Split the bill. No awkwardness.
Use a Squad to split expenses with your roommates, your group chat, or whoever you went out with. Everyone logs their share, balances stay clear, and settling up doesn't require a spreadsheet or a follow-up text three days later.
Create a Squad for any group — roommates, friends, whoever
Each person logs their share, balances stay current
Settle up when you are ready — tracked inside your budget
9:41
College roommates
Apt 12B budget
March👩 You👨 Alex👩 Jordan👨 SamShared + optional
Categories
Housing
Shared$1800 budget
$1800
$0 left of $1800
Limit
Utilities
Shared$120 budget
$34
$86 left of $120
Limit
Groceries
Shared$250 budget
$64
$186 left of $250
Limit
Wi‑Fi
Shared$60 budget
$60
$0 left of $60
Limit
Personal
Optional$200 budget
$48
$152 left of $200
Limit
Insights
$2,010
Most active
Groceries
Closest to limit
Utilities
Settle up
Who owes who
$62BalancesShared only
You owe Alex
Rent · utilities · groceries
Pay
$18
Jordan owes you
Rent · utilities · groceries
Request
$12
Sam owes Alex
Rent · utilities · groceries
Nudge
$32
Next best move
Assign Utilities to Jordan next — balances get closer to even.
Applies to shared bills only
After next bill
Within $5
Suggested
Jordan pays
Summary
Shared expenses are organized
Optional categories stay separate
How It Works
Start in 3 simple steps
From first tap to full picture. Hover a step to explore it.
STEP01
Snap Your Receipt
Point your camera at any receipt and attach it to a transaction. Your paper trail stays with your purchase — no receipt drawer, no forgotten totals.
Showing now
STEP03
See the Picture
Your spending by category, your goals in progress, your month at a glance. Finally, a clear view of where it all goes.
9:41
Spend Sense
Scan Receipt
SCANNING...
AI Extracted
Merchant
Whole Foods Market
Total
$67.43
Items
14 line items
Category
Groceries
STEP02
Track & Split
Log what you spend and split bills with your group. Equal, by amount, or by percentage — every split lives inside your budget, not a separate app.
9:41
Spend Sense
Scan Receipt
SCANNING...
AI Extracted
Merchant
Whole Foods Market
Total
$67.43
Items
14 line items
Category
Groceries
STEP01
Snap Your Receipt
Point your camera at any receipt and attach it to a transaction. Your paper trail stays with your purchase — no receipt drawer, no forgotten totals.
Showing now
STEP02
Track & Split
Log what you spend and split bills with your group. Equal, by amount, or by percentage — every split lives inside your budget, not a separate app.
STEP03
See the Picture
Your spending by category, your goals in progress, your month at a glance. Finally, a clear view of where it all goes.
Ready to see it for yourself?
Pre-launch
What people told us they actually need
These themes came from real conversations with early testers and waitlist sign-ups — not published reviews. Spend Sense hasn't launched on the App Store yet.
No bank loginWaitlist feedback
"Most finance apps want my bank credentials. I'm waiting for one that doesn't make me hand those over on day one."
Manual controlWaitlist feedback
"I'd rather log transactions myself than hand over read access to every account."
Savings goalsWaitlist feedback
"Named goals with progress rings — that's the kind of budgeting I actually stick with."
Squads for splitsWaitlist feedback
"Recurring splits with the same roommates, tracked in the app — no one else needs the app."
Bill splittingWaitlist feedback
"Splitting dinner is always a thing. An app that tracks that inside my budget would actually get used."